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Student Insurance

Health Insurance

Students are required to maintain active health insurance coverage that meets the minimum RFU requirements while on active student status. Once per academic year, during open enrollment, students who have other insurance coverage may apply for a waiver through the Waiver Portal. The University currently offers a health plan for all eligible students with Blue Cross Blue Shield. The cost information below is effective for 06/01/2026 through 06/30/2027.

Health Insurance (PPO) Effective Dates
Summer Students (6/1/2026-6/30/2026, 1mo. period)
Fall Quarter (7/1/2026-6/30/2027, 12mo. period)
Fall New Student (8/1/2026-6/30/2027, 11mo. period)
Plan Rates*
$392.75 (SU only)
$1,636 (FA, WI, SP)
$1,227 (FA); $1,636 (WI and SP)

*Plan rates are for the student only. 
*Dependent and spouse rates are available directly through Academic Health Plans (AHP). For more pricing and enrollment information please visit the AHP website.
*Student Health Insurance is billed quarterly and may not be prorated.
*Student Health Insurance plan rates are subject to change without notice.

2025-2026 Wavier Periods

Student Health Insurance Waiver Periods Dates
Summer Term (New Students Only) 04/22/2026 - 05/15/2026

2026-2027 Wavier Periods

Student Health Insurance Waiver Periods Dates
Fall Term (Continuing Students) 6/2/2026 - 6/23/2026
Fall Term (New Students Only) 7/7/2026 - 7/24/2026
Summer Term (New Students Only) 04/22/2027 - 05/13/2027

Optional Dental and Vision Insurance

RFU offers optional dental and vision plans for all active students. Open enrollment for optional dental and vision must be done at the same time as open enrollment for health insurance. 

Dental Insurance Cost
Student Only (annual) $251.28
Vision Insurance Cost
Student Only (annual) $62.76

*Plan rates are charged annually upon enrollment.
*For more pricing and enrollment information please visit the AHP website.

Dental and Vision Enrollment Dates
Fall Continuing Students  6/2/2026 - 7/24/2026
Fall New Students  7/7/2026 - 7/24/2026
Dental and Vision Effective Dates
Fall Continuing Students  07/01/2026 - 06/30/2027
Fall New Students  07/01/2026 - 06/30/2027

For additional student insurance questions please call 847-578-3216 or email student.insurance@rosalindfranklin.edu