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Student Insurance

Health Insurance

Students must maintain active health insurance coverage while in attendance at the University. Students who have other insurance coverage may apply for a waiver through the Waiver Portal. The University currently offers a health plan for all eligible students with Blue Cross Blue Shield. The cost information below is effective for 07/01/2025 through 06/30/2026.

Health Insurance (PPO) Effective Dates Plan Rates*
Summer Students (6/1/2026-6/30/2026, 1mo. period) $392.75
Fall Quarter (7/1/2026-6/30/2027, 12mo. period) TBA
Fall New Student (8/1/2026-6/30/2027, 11mo. period) TBA (FA); TBA (WI and SP)

*Plan rates are for the student only.
*Dependent and spouse rates are available directly through Gallagher. For more pricing and enrollment information please visit the Gallagher website.
*Student Health Insurance is billed quarterly and may not be prorated.
*Student Health Insurance plan rates are subject to change without notice.

2025-2026 Wavier Periods

The waiver period for the 2025-2026 Academic Year is closed. The next opportunity to waive the student health insurance will be in the next plan year 2026. Please note, once enrolled in the student health insurance, you are enrolled for the entire plan year. 

2026-2027 Wavier Periods

Student Health Insurance Waiver Periods Dates
Summer Term (New Students Only) 04/22/2026 - 05/15/2026
Fall Term (Continuing Students) 6/2/2026 - 6/23/2026
Fall Term (New Students Only) 7/7/2026 - 7/28/2026

2027-2028 Wavier Periods

Student Health Insurance Waiver Periods Dates
Summer Term (New Students Only) 04/22/2027 - 05/13/2027
Fall Term (Continuing Students) TBA
Fall Term (New Students Only) TBA

Voluntary Dental and Vision Insurance

RFU also offers voluntary dental and vision plans for all active students through Blue Cross Blue Shield. Open enrollment for voluntary dental and vision will be the same as health insurance for all students. 

Dental Insurance Cost
Student Only (annual) TBA
Vision Insurance Cost
Student Only (annual) TBA

*Plan rates are charged annually upon enrollment.
*For more pricing and enrollment information please visit the Gallagher website.

Dental and Vision Enrollment Dates
Fall Continuing Students  6/2/2026 - 6/23/2026
Fall New Students  6/2/2026 - 6/23/2026
Dental and Vision Effective Dates
Fall Continuing Students  07/01/2026 - 06/30/2027
Fall New Students  08/01/2026 - 06/30/2027

For additional student insurance questions please call 847-578-3216 or email student.insurance@rosalindfranklin.edu